XRP is one of the oldest and most resilient cryptocurrencies on the market, having weathered many legal battles and major price fluctuations. If you are looking to invest in XRP in 2025, here are some important things you need to know.
Things to Keep in Mind:
- XRP remains one of the most popular coins, especially after the lawsuit between Ripple and the SEC ended in March 2025.
- You can buy XRP on reputable exchanges such as Binance, Bybit, Coinbase, Kraken, and OKX.
- After purchasing, it is recommended to withdraw XRP to a non-custodial wallet such as Xaman, Trust Wallet, Ledger, Trezor, or Exodus to ensure the safety of your assets.
- Carefully consider factors such as transaction fees, accompanying features, and security when choosing an exchange.
Top 5 Best XRP Buying Platforms in 2025
| Exchanges | Supported Countries | Fees | Bonuses |
|---------------|------------------|----------------|--------------|
| Binance | 100+ | 0.1% | Up to $100 |
| Bybit | 160 | 0.1% | Up to 5,050 USDT |
| Coinbase | 100+ | $0.99 – $4.19 | Up to $200 |
| Kraken | 190+ | ~1% – 4% | Depends on the program |
| OKX | 100+ | 0.08% – 0.1% | Up to 120 USDT |
What is XRP?
XRP is the native token of XRP Ledger (XRPL) – a blockchain network developed by Ripple Labs. Unlike Bitcoin or Ethereum, XRPL does not use a Proof of Work mechanism but is based on a proprietary consensus algorithm, which makes transactions faster and cheaper.
XRP's original goal was to settle cross-border payments between banks through the RippleNet system.
Safe XRP Wallets
After purchasing XRP, do not keep it on the exchange for a long time. Here are the recommended wallets:
| Wallet | Type | Supported Platform | Open Source | Non-custodial |
|--------------|-------|--------------|--------------|--------------|
| Xaman | Hot | Android/iOS | No | Yes |
| Trust | Hot | Mobile + browser | No | Yes |
| Ledger | Cold | N/A | No | Yes |
| Trezor | Cold | N/A | Yes | Yes |
| Exodus | Hot | Mobile + desktop | No | Yes |
⚠️ Note: Each XRP account needs to maintain a minimum reserve (usually 10 XRP) to operate on the XRPL network.
How to choose the right platform to buy XRP
When choosing an exchange, consider the following factors:
- Transaction fees: Prioritize exchanges with low, transparent fees.
- Additional features: Leveraged trading, bot trading, copy trading, etc.
- Security and legality: Choose an exchange with a clear license, risk reserve fund, independent audit, and user asset insurance.
- Flexible withdrawal and deposit support: Many exchanges require a minimum deposit/withdrawal amount, so check carefully before trading.
XRP: Still a potential choice in 2025
After the SEC officially ended the lawsuit in early 2025, the price of XRP recovered strongly, even approaching Ethereum's capitalization at one point. With the ever-expanding RippleNet ecosystem and the booming blockchain payments trend, XRP continues to be an attractive option for both new and long-time investors.